| Personal Lines |
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Dwelling |
Motor Home / Travel Trailer|
Mobile Home |
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Motorcycle | Jet
Ski / Watercraft| Elite
Collector Car |
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Click here at access American
Modern's modernLink system to quote, bind, issue online |
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Dwellings / Home owner -
Dwelling |
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| Homeowner coverage can be placed from a
minimum value of $20,000 to a maximum value of over $1 million. All
homes must be well maintained with pride of ownership. Updates on
wiring are required and no Knob & Tube wiring is accepted |
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| Dwelling coverage can be written on rental,
seasonal/ secondary and vacant dwellings. Values are actual cash
value up to $150,000. We have a alternative market for rental and
seasonal dwellings for $300,000 and over. Wiring updates are required and no
Knob & Tube wiring. |
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| All risks are looked at individually based
on information submitted on our
Dwelling Fax Quote Sheet
to determine acceptability for quoting. |
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Elite Collector Auto Program -
Auto & Watercraft |
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Program Guidelines - Download Now Antique, classic,
collectible, custom, exotic, and street rod vehicles all can fit into our
program as long as they are collectible, clean and original or restored.
This program is designed for autos that are
owned by an individual and used primarily in exhibitions, club activities,
parades, other functions of public interest and the occasional pleasure ride
Drivers for this program must be at least
26years old with a clean driving record to qualify for our program. If
you have a car you want us to take a look at, submit one of our
Collector Car Quote
Sheets |
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Mobile Home |
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Our markets can place coverage up to $125,000
for well-maintained manufactured homes in good condition showing pride of
ownership. Coverage is also available on a by-line basis for homes on
larger pieces of property, owners with multiple animals or other special
circumstances. Our markets can write policies for the following mobile
home uses:
 | Primary |
| Secondary / Seasonal |
| Rental |
| Tenant (HO4) |
| Vacant |
| Commercial (Limited) |
Complete an online
Mobile Home Fax Quote Sheet to receive a quote from Both our
markets! |
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Motor Home / Travel Trailer -
Motor Home |
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Whether for pleasure, full timer, limited
rental or commercial full time rentals, we have various programs available
with the following optional coverages:
| Unit values up to $300,000 |
| Unit replacement |
| Full timer live in / travel packages |
| Coverage for units over 15 years old |
| SR-22 filings |
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| Submit one of our
Motor Home / Travel
Trailer Fax Quote Sheet for a quote today |
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Motorcycles - Auto & Watercraft |
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| We have a motorcycle
program to meet all of your needs from a Harley Davidson to high performance
bikes and ATVs. Our Harley Davidson preferred program and out Tourider
program offer discounted rates for the older, experienced driver with good
driving records. For drivers and motorcycles
that do not qualify for the above programs, we have other programs with
include coverage for high-performance bikes and ATV's
Try our online
Motorcycle Fax Quote Sheet
to see what program your bike fits in. |
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Jet Ski / Watercraft -
Auto & Watercraft |
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| We have a personal
watercraft / Jet Ski program that offers package coverage which
includes Jet Sport Liability for operators 16 years of age with valid
driver's license. We also have a watercraft
program for boats up to 60' with values up to $100,000. (Higher limits
can be submitted for approval) All watercrafts must be well
maintained. in good condition, new or recently insured and all
operators must be at least 16 with a valid driver's license.
Use our
Jet Ski Fax Quote Sheet
or our Watercraft Fax
Quote Sheet to get a quote for your Jet Ski or Watercraft |
